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Time Value of Money: How to Determine the Value of Money with Respect to Time

Money received today is more valuable than the same amount of money a year from now. It is essential to understand the relation between mone...

UITF - Mutual Fund - VUL


Investment funds offer less risk to those who are not familiar with investing. It offers less hassle to those who don't have the time to monitor their investments. These funds provide professional management of your investment for a minimal fee.

Fund Options

There are basically three kinds of funds you can invest in the Philippines, Unit Investment Trust Funds, Mutual Funds, and Variable Universal Life Insurance. These funds are invested in various asset classes with varying risks and returns. These investment products might look the same at first glance, but each has its own advantages and disadvantages.

Stock Investment Principles

I started investing in the stock market through Equity Funds from my VUL and UITF. Although my fund investments gave good returns, I knew I needed to exert more effort in order to get better returns. I had to learn and understand more about stock investing to increase my chances in earning better returns.

Before I began buying individual stocks, I armed myself with basic principles on stock investing through books and articles. I learned the basic ratios, learned how to read balance sheets and income statements.