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Time Value of Money: How to Determine the Value of Money with Respect to Time

Money received today is more valuable than the same amount of money a year from now. It is essential to understand the relation between mone...

Free Online Philippine Stock Evaluation Tools

Before I ventured into investing in the Philippine Stock Market, I made sure that I understood the basics of stock investing. I read books and articles and learned basic ways to analyze stocks through fundamental and technical analysis. I needed data and tools to explore which stocks to buy.

Philippine Stocks

The official website of the Philippine Stock Exchange provides data you can use to evaluate a stock. The only problem with their site is the data of individual stocks takes time to sort. As a novice stock investor, I needed to find tools that will help me gather data at a minimal cost, data that will help me decide which stocks to invest in and at what price.

How Much Do You Need For Retirement?

If someone were to ask you how much money you need to retire, what would your number be? Financial Freedom or Retirement has always been my goal ever since I started this blog. I wanted to be financially free by 40. I continue to read personal finance blogs and books to bring me closer to my GOAL.


Although I already set a due date for my goal, I haven't established an exact amount for my goal. The first amount I set was ridiculously high. It was almost impossible for me to formulate a plan to achieve this goal to establish a realistic retirement amount. I did some research and eventually found a way to develop a sensible retirement amount.