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Time Value of Money: How to Determine the Value of Money with Respect to Time

Money received today is more valuable than the same amount of money a year from now. It is essential to understand the relation between mone...

Invest Intelligently in Stocks and Bonds

The Philippines is currently experiencing a bull market. The Philippine stock market is continuously hitting all-time highs and is consistently increasing over the past 5 years. Although this is a good thing for investors in the stock market, it will eventually shift and become a bear market. Since no one ever knows when a bear market will arrive it is best that we manage our investment properly and prepare for any event whether it be tomorrow, next year, or ten years from now.

Do You Need A Life Insurance?

Are you married? Do you have kids? Are your siblings financially dependent on you? Are you the breadwinner of the family? Do your parents depend on you for support? If your answer to any of those questions is yes, you should probably think of getting life insurance. 


Life insurance can provide the lost income to those who depend on you in the event where you lose your life unexpectedly. Most of us don't want to entertain our demise thoughts, especially when we are still at the prime stages of your life. 

Since we can never foresee death, it is always better to prepare your loved ones if something happens to you. The primary purpose of having life insurance is to provide income for the people who depend on you financially. Acquiring Life insurance might be the best investment you can make for your family.

Philippine stocks recover after two-day decline

The third investment grade score for the Philippines as well as the all-time high record of Dow Jones cheered the local stock market on Wednesday, sending the benchmark index to a soft recovery after two-day snap.

Astro del Castillo, First Grade Finance managing director, said in a telephone interview that the market mainly bounced back because of another upgrade for the country, which was given by Japan Credit Rating Agency and the record high registered in Dow Jones over night.