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Time Value of Money: How to Determine the Value of Money with Respect to Time

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Exploring Forex

When it comes to investing, I have always believed with the saying "don't place your eggs in one basket." I am always on the lookout for other alternative ways where I can diversify my investments. A couple of weeks ago I overheard John Calub in the radio talking about financial freedom and the wonderful world of forex.

I listened about how he is currently earning a lot of money through his investments. He was promoting his seminars wherein he was going to share his methods of investments. Although I wasn't able to attend his seminar, I did some research about him and found myself digging through a lot of testimonials.

One thing that caught my attention was his talk about investing in Forex. Back when I was still actively clicking on a lot of paid to click websites I came across an ad about investing in Forex. Since I didn't have a clue about it then, I didn't pay any attention on the advertisement. Fast forward a couple of years after, I came across the same ad from an articles that I was reading about Forex. It was the same ad I read back then and so I decided to click on the ad and read about it.

Buying Cheap and Smart

When ever I am torn between purchasing something cheap, I always remind "You'll get what you paid for". I've bought some items in the past which I thought were bargain but turned out to be junk a couple of days later.
Buying cheap products usually has its trade offs. Most cheap products have lower quality in terms of materials and craftsmanship and often have terrible after sales. After purchasing numerous cheap alternative products such as gadgets and clothing, I learned to compare the value with its price.

Not all cheap item are low quality. There are some items that are actually sold at a bargain price. All you need to do is examine the item before making a purchase. Affordable quality products can be purchased if you know where to find them. Below are some of the ways I purchase items at a bargain price.