I spent on small things, and I didn't realize that I spent most of my salary on things that I didn't need. I didn't mind those expenses because the costs were negligible compared to my salary. I used to buy coffee during the morning right before I go to work. I would dine out twice or thrice a week with my girlfriend. I never realized that every peso I spent splurging on those little things would add up.
I started by recording each peso I spent in a spreadsheet. Whenever I spend something, I record it on my phone and put it on my excel file in the morning. After a couple of weeks of recording my expenses, I began to see where my salary was going. I then made a budget on how much I should spend every week and committed to stick with that budget. After a couple of weeks, I added my credit card expenses, bills and kept a record on all my investments and income.
Like most people, I belong to the majority of the population. I have limited resources that I have to manage. It was only when I had a complete picture of my expenses and income that I was able to make sound decisions. I was able to make good strategies on how I will approach my finances and investments.