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Time Value of Money: How to Determine the Value of Money with Respect to Time

Money received today is more valuable than the same amount of money a year from now. It is essential to understand the relation between mone...

Introduction to Investing in Philippine Unit Investment Trust Funds

A few months have gone by since I began my research on investing. I had recently passed the board exam and was determined to start saving for my future.


When I started doing my research, I had zero savings. All I had was the drive to build wealth immediately. What began as research on time deposits opened my horizons to better ways of investing. I was looking for ways to start saving and investing.


Stock Investing


I browsed the net on articles about Trust funds. As soon as I had finished reading these articles, I realized that Trust Funds were ideal investment tools for me. I asked my relatives for advice about Trust Funds, but none of them were familiar with it. After failing to receive advice from my relatives. I decided to broaden my understanding by reading about Trust Funds.

Online Calculator to Help you Determine Income Tax

Do you have any idea how much of your income should be deducted for your income tax, SSS, Phil Health, and PAG IBIG? You can compute and verify the prescribed deductions by visiting http://birtaxcalculator.com. You can get an accurate summary by encoding the details of your income, allowances, tardiness, over time, and marital status. If you have second thoughts about the deduction on your salary, check out the website and verify if the deductions shown on your payslip are accurate.

Deduction Calculator


Should you Invest in a Trust Fund or Time Deposit?

I asked my dad last night for his opinion on time deposits and trust funds. His response was to do my research on these subjects before I put my savings into it. Perhaps he was just concerned that I might lose my hard-earned savings.
Time Deposit or Trust Fund

There were many factors that I took into consideration before I made my decisions. I asked myself a lot of questions and weighed things before finally deciding. How long am I willing to invest my savings. What is my risk threshold? How much will am I willing to risk? I am currently in a relationship, but I have no obligations and dependents. I have no debts, and I have a well-paid job. These are the factors that will help me determine which product I will invest.